Answer:
I am smart with money because I always save it and only spend it when I need something or when there is an emergency
3 goals are to buy a house, a car, and to be able to take my family on a nice vacation when I am older.
I think that Roth IRA is bad because you can lose your money very easily like negative market fluctuations, early withdrawal penalties, etc.
Explanation:
Hope this helps! Try to do it on your own next time. YOU GOT THIS!
