A = P ( 1 + r/n ) ^ nt
P is the principle which is 36000
r is the rate which is 13.7 % or .137 in decimal form
n is the number of time per year, semi annual means 2 times per year
t is the time = 2
A = 36000( 1 + .137/2) ^ (2*2)
36000( 1 + .137/2) ^ (4)
